Jobs for Banker:
A banker helps individuals or business raise funds to purchase things, assist in the movement of money via payment mechanisms, and to provide ways to invest excess funds, such as savings accounts and bonds.
Retail bankers serve individuals, often from high street branches, but increasingly via telephone and online services. This also includes building society staff. Private banking is a subset of retail banking: these bankers serve high net worth individuals, often defined as those with more than 1million to invest.
Commercial bankers serve small and medium-sized business, often working closely with them to understand their options and develop their business plans, in order to start or grow their operations.
Typical work activities:
Retail and commercial bank branch management is similar to other management opportunities, in that the managers are responsible for:
Career development:
You can try to get jobs in top of the world best banks:
Retail bankers serve individuals, often from high street branches, but increasingly via telephone and online services. This also includes building society staff. Private banking is a subset of retail banking: these bankers serve high net worth individuals, often defined as those with more than 1million to invest.
Commercial bankers serve small and medium-sized business, often working closely with them to understand their options and develop their business plans, in order to start or grow their operations.
Typical work activities:
Retail and commercial bank branch management is similar to other management opportunities, in that the managers are responsible for:
- managing, recruiting, and coaching teams of people;
- dealing with customer complaints that can't be solved by the front line staff;
- implementing the new products, services and processes devised by head office:
- representing the bank within the wider community;
- opening and closing the branch daily ensuring that the premises are fit for business;
- meeting their sales targets;
Responsibilities for more junior bankers may include:
- dealing with customers queries face to face, over the telephone or in writing;
- serving customers at the counter;
- understanding customer needs, recommending suitable products and making sales;
- processing paperwork from sales, change of customer details, closure of accounts and so on;
- learning about new products, services and process.
Career development:Retail and commercial banking careers can progress in linear terms, taking on responsibility for more sales, on to team leadership, assistant manager of a branch or department, a branch/department manager role, manager of a group branches or departments, and on to regional or head office management.
Progression is determined by results and drive, not time, experience and qualification, so movement up the ranks can be swift, or can take a lifetime. Which each step up there will be more competition for the role, and the expectations that the banker needs to meet will also increase too.
You can try to get jobs in top of the world best banks:
- The Royal Bank of Scotland Group PLC (http://www.rbs.co.uk)
- Deutsche Bank (http://www.deutschebank.co.in)
- Barclays PLC (http://group.barclays.com)
- BNP Paribas SA (http://www.bnpparibas.co.in)
- Credit Agricole SA (http://www..credit-agricole.com)
- UBS AG (http://www.ubs.com)
- JP Morgan Chase Bank NA (http://www.jpmorganchase.com)
- Societe Generale (http://www.sgcib.com)
- The Bank of Tokyo-Mitsubishi UFJ LTd. (http://www.bk.mufg.jp)
- Bank of America (http://www.bankof america.com)
- HSBC Bank (http://www.hsbc.co.in)
- Citibank NA (http://www.citibank.co.in)